YMCA Retirement Fund

The YMCA Retirement Fund supports the YMCA values: Caring, Honesty, Respect and Responsibility. We are guided by the principles of Security, Integrity and Enduring Value as we work for the benefit of YMCA employees. We act on behalf of our constituents by being: * Disciplined long-term investors * Trustworthy and skilled fiduciaries * Forthright individuals and team players * Honest and open communicators The YMCA Retirement Fund is a not-for-profit church pension fund, organized and operated for the purpose of providing retirement and other benefits for employees of YMCAs throughout the United States. Participants elect the Board of Trustees of the Fund that is a separate corporation, not owned by the YMCA of the USA or any individual YMCA. The Fund sponsors the YMCA Retirement Fund Retirement Plan, which is a defined contribution, money purchase, church pension plan. The Fund also maintains the YMCA Retirement Fund Tax-Deferred Savings Plan, which is a defined contribution, church retirement income account plan. For more information on the two Plans, see the Summary Plan Description. Benefits are not offset or reduced by participation in any other plan or Social Security. The description of the Plans on this website offer a summary of their provisions, and should any question ever arise about eligibility, benefits, or any other provision, the formal language of the legal plan documents will govern. Source: www.yretirement.org